Why Some Mutual Funds Underperform in Your Portfolio Is it okay to have underperforming funds in your portfolio? Yes, absolutely. In a well-diversified portfolio, not all funds will outperform at once. Some will lead, others will lag—that's what balance looks like. Ever opened your mutual fund portfolio, looked at the returns, and thought— “Wait… why is this one doing so badly?” And then, almost reflexively, you wonder, “Should I just sell it and move into the better performer?” If you’ve felt that way, trust me—you’re not alone. I’ve seen this pattern again and again in my offline work as a mutual fund distributor. But here’s the thing most investors don’t realize right away: having a mix of stars and sleepers in your portfolio is not just normal—it’s healthy. Let’s Think Like a Cricket Team (or a Football Team!) Imagine your portfolio is a cricket team. Your batsman scoring 90 runs every match? That’s your top-performing fund. But what about your slow-and-s...

Why a Top-Performing Fund Suddenly Slows Down (While Another One Takes Off) Ever noticed your favorite mutual fund suddenly loses its shine, while some lesser-known fund starts shining bright? It’s not magic—it’s market dynamics, sector cycles, and a few emotional traps mixed in. You know, I get asked this a lot—usually with a worried face. “Sir, this fund was doing so well! What happened now?” Or—“Suddenly that XYZ fund is topping the charts. Did I make a mistake?” Hmm. Not really. But let’s unpack this. Let’s Start With the Obvious (But Ignored) Truth Mutual fund performance isn't a straight road. It's more like a relay race in a city with potholes, surprise detours, and occasional traffic jams. In my offline work, I’ve seen top-performing funds turn stagnant—and vice versa. The question is not if that happens, but why . And more importantly—what not to do when it does. Why a Star Fund Slows Down 1. The Market Is Rotating Behind the Scenes ...