Privacy Policy

🔐 Privacy Policy

Effective Date: 08/08/2025
Website: https://www.thesipsage.com

This Privacy Policy outlines how The SIP Sage collects, uses, and protects information when you visit our blog.

1. Information We Collect

Automatically Collected Information:

  • IP address
  • Browser type and version
  • Pages visited
  • Time spent on pages
  • Referring website

This data is collected through tools like Google Analytics and Google AdSense.

Voluntarily Submitted Information:

  • Name and/or email address if you choose to comment or subscribe.

2. 🍪 Cookies and How We Use Them

We use cookies to improve your experience, analyze site traffic, and serve relevant advertisements.

What Are Cookies?
Cookies are small text files stored in your browser when you visit a website. They help websites remember your preferences and interactions.

Types of Cookies We Use:

  • Essential Cookies: For basic website functions.
  • Analytics Cookies: To understand visitor behavior via Google Analytics.
  • Advertising Cookies: Used by Google AdSense to serve personalized ads based on your browsing habits.

Google AdSense uses cookies and web beacons to deliver interest-based advertising and track ad performance. Learn more:
👉 https://policies.google.com/technologies/ads

Managing Cookies:
You can disable cookies through your browser settings. You can also opt out of interest-based advertising here:
👉 https://www.aboutads.info

By using this website, you consent to our use of cookies.

3. How We Use Your Information

  • Improve content, layout, and user experience
  • Understand user behavior through analytics
  • Communicate with subscribers (only when opted-in)
  • Display relevant advertisements via Google AdSense

4. Third-Party Services

We may use trusted third-party tools and services including:

  • Google Analytics (for site usage analysis)
  • Google AdSense (for advertising)
  • Email marketing platforms (if enabled)

These services may collect and use data according to their own privacy policies.

5. Your Rights and Choices

  • You may disable cookies at any time via your browser.
  • We do not collect sensitive personal data or financial details.
  • If you leave a public comment, you may request its removal by contacting us with the comment link or screenshot.
  • We do not store personal data on our servers, so no such data is available for deletion.

6. Data Protection

We implement reasonable security measures to protect your data. However, no method of transmission over the Internet is 100% secure.

7. Children’s Privacy

This blog is not intended for children under 13 years of age. We do not knowingly collect any personal data from children.

8. Policy Updates

This Privacy Policy may be updated without prior notice. The most recent version will always be available on this page.

9. Contact

For privacy-related inquiries, please contact us through the Contact Page on our website.
Location: India

10. Search and Voice Search Features

Search Queries
When you use the search box on this website, your search terms are submitted to Blogger’s built-in search system to retrieve relevant blog content. We do not store or log your search queries or associate them with your identity.

Local Label Caching
To enhance your experience and improve performance, the website temporarily caches blog post labels (categories) in your browser’s local storage (localStorage) for up to 24 hours. This cached data does not contain any personal information and remains solely on your device.

Voice Search and Microphone Access
Our site offers a voice search option that uses your browser’s speech recognition functionality. When you activate voice search, your browser will request permission to access your device’s microphone. This permission is required to capture your voice input. If you grant access, your audio data is sent directly from your device to third-party speech recognition services (such as Google’s speech-to-text API) for transcription. We do not record, store, or have any access to your audio data or transcripts beyond this process. You can revoke microphone permissions anytime via your browser settings.

Third-Party Services
This website is hosted on Blogger, a Google platform. Google may collect and process data as outlined in its Privacy Policy. Additionally, if analytics tools such as Google Analytics are used on this site, they may collect anonymous usage data. For more information, please refer to Google’s privacy documentation.

Consent
By using the search and voice search features on this site, you acknowledge and consent to the collection and processing of your data as described above.

About the Author

Anindya Ray is an AMFI-registered Mutual Fund Distributor and an IRDAI-licensed Insurance Agent. With hands-on experience in helping people make informed financial decisions and spreading personal finance awareness, he is deeply committed to guiding Indian families through their financial journey with clarity, confidence, and purpose.

Driven by the belief that financial literacy is the foundation of financial freedom, Anindya works at the grassroots level to simplify complex topics like investing, insurance, and money habits for everyday individuals across all walks of life.

The SIP Sage is his personal initiative—a non-commercial financial awareness blog—dedicated to breaking down money matters into easy, relatable insights for the Indian middle class.

Note: No online services or products are offered or solicited through this platform. For offline, personalized financial guidance, Anindya may be contacted directly via WhatsApp or email.