Know Your Investment Risk Profile

🛡️ What is a Risk Profile?

Your investment risk profile reflects how much financial risk you're emotionally, financially, and strategically comfortable with. It considers your goals, investment duration, and knowledge level — not just your desire for high returns. Knowing this helps you avoid unsuitable investments and build a portfolio that truly fits you.

🎯 How This Quiz Helps

This quiz is a simple, educational tool to help you analyze your risk profile. Based on your answers, you’ll receive insights into your investing behavior, emotional resilience, financial awareness, and time horizon suitability. This is an educational awareness tool — not a sales pitch — designed to help you invest smarter and with confidence.

📊 Take this quiz to understand your investment comfort zone. Your profile determines how you should invest — not just how you feel about returns, but also how long you're staying invested and how much you know about markets.

📊 Progress: 0 / 12

1. What is your investment horizon?

   Less than 1 year 1–3 years 3–5 years 5–10 years 10+ years

2. How do you feel about short-term market fluctuations?

   Very anxious Uncomfortable Neutral Accepting Excited

3. What portion of your income are you willing to invest regularly?

   Less than 5% 5%–10% 10%–20% 20%–30% 30% or more

4. How would you react to a 20% drop in your portfolio value?

   Panic and withdraw Feel worried Stay invested Invest more See it as opportunity

5. What’s your primary investment goal?

   Capital preservation Income generation Balanced growth Wealth creation Aggressive growth

6. How experienced are you with mutual fund or stock investments?

   No experience at all Beginner Some experience Confident investor Very experienced, follow markets closely

7. If you lost ₹1,00,000 in the market temporarily, what would you do?

   Withdraw immediately Reduce investments Wait and watch Stay invested Invest more to average

8. How stable is your current monthly income?

   Very irregular Somewhat unstable Moderate stability Mostly stable Fully stable and growing

9. Do you follow any personal budget or financial plan?

   No budgeting Very informal Some planning Regularly track expenses Detailed written plan

10. What is your view on risk in wealth creation?

    Risk is dangerous Risk should be avoided Some risk is okay Risk and reward go together No reward without risk

11. How do you react to financial news or economic headlines?

    Feel overwhelmed or scared Sometimes anxious Neutral, I check facts Try to evaluate impact Stay calm and see opportunities

12. Which statement best describes your past investment behavior?

    I avoid investing completely I invest only when I feel safe I invest when I get advice I invest based on research I’m proactive and adjust as needed

⚠️ Disclaimer:

The information provided in this risk profiling quiz is intended solely for general informational and educational purposes. It does not constitute, and should not be construed as, investment advice, financial planning, or any form of professional consultation.

This tool is not a substitute for personalized financial advice. Users are strongly encouraged to consult a SEBI-registered Investment Adviser for customized investment advice. For mutual fund product distribution or assistance, please contact an AMFI-registered Mutual Fund Distributor before making any investment decisions based on the results or interpretations provided herein.

The SIP Sage and its affiliates disclaim any liability for any loss or damage, direct or indirect, arising from the use of this quiz or reliance on any information contained herein.