Disclaimer

📜 Disclaimer

Effective Date: 28/06/2025

Website: https://www.thesipsage.com

The information provided on The Sip Sage is for general educational and informational purposes only. All content reflects the personal views and experiences of Anindya Ray and should not be construed as professional financial, legal, tax, investment or insurance advice.

1. Not Financial Advice

While I am an AMFI-registered Mutual Fund Distributor and an IRDAI-licensed Insurance Agent (Life & Health), the content on this blog does not constitute personalised financial guidance. Readers are encouraged to consult a qualified professional for decisions based on their individual circumstances.

2. Standard Regulatory Disclaimers

📌 Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

📌 Insurance is the subject matter of solicitation. Please read the sales brochure and policy wordings carefully before concluding a sale.

📌 The Sip Sage (https://www.thesipsage.com) is intended for informational and educational purposes only and should not be interpreted as investment or insurance advice, nor as a solicitation to purchase financial products online.

3. No Guarantees or Promises

Anindya Ray, founder of The Sip Sage, shares knowledge in good faith. No part of this content constitutes a guarantee, promise of returns, or recommendation tailored to your specific situation. All investment and insurance decisions involve risk and should be made with due diligence.

4. Accuracy of Information

While efforts are made to keep the information accurate and updated, The Sip Sage does not guarantee the completeness, reliability, or timeliness of content. Articles are subject to change without notice.

5. Third-Party Links, Ads & Monetization

This blog may contain:

  • Third-party links to products, services, or external websites
  • Display advertisements (e.g., via Google AdSense)
  • Affiliate or referral links, from which we may earn a small commission — at no additional cost to you

Such monetization helps support the blog and its free content. We only recommend tools and services we believe may benefit our readers. However, we are not responsible for the accuracy or practices of external websites or advertisers.

6. Limitation of Liability

The Sip Sage and its author are not responsible for any loss, damage, or inconvenience resulting from the use or reliance on the content provided. You are solely responsible for your financial decisions.

7. Contact

For any concerns, clarifications, or permissions, you can contact via:

About the Author

Anindya Ray is an AMFI-registered Mutual Fund Distributor and an IRDAI-licensed Insurance Agent. With hands-on experience in helping people make informed financial decisions and spreading personal finance awareness, he is deeply committed to guiding Indian families through their financial journey with clarity, confidence, and purpose.

Driven by the belief that financial literacy is the foundation of financial freedom, Anindya works at the grassroots level to simplify complex topics like investing, insurance, and money habits for everyday individuals across all walks of life.

The SIP Sage is his personal initiative—a non-commercial financial awareness blog—dedicated to breaking down money matters into easy, relatable insights for the Indian middle class.

Note: No online services or products are offered or solicited through this platform. For offline, personalized financial guidance, Anindya may be contacted directly via WhatsApp or email.