Lumpsum vs SIP Calculator
Lumpsum vs SIP Calculator
Compare investment strategies and discover which approach works better for your financial goals
Investment Details
Investment Strategies
Lumpsum Investment
- One-time investment
- Beneficial in rising markets
- Higher risk, higher potential reward
- Requires market timing
- Better for large cash inflows
SIP (Systematic Investment Plan)
- Regular monthly investments
- Rupee cost averaging
- Lower risk, consistent returns
- No market timing required
- Ideal for salaried individuals
💡 Pro Tip
Consider a hybrid approach: Invest 40-60% as lumpsum and the rest through SIP to balance risk and returns.
Investment Comparison Results
See how your investment strategies perform over time
Investment Strategy Insights
📊 Market Analysis
Based on your inputs, here's how each strategy performs...
⚡ Best Use Cases
Lumpsum works best when... SIP is ideal for...
🛡️ Risk Assessment
Lumpsum carries... risk while SIP provides...
🎯 Recommendation
Considering your profile, we recommend...
Disclaimer: This calculator provides estimates based on your inputs. Actual returns may vary based on market conditions. Past performance is not indicative of future results. Consider consulting with a financial advisor before making investment decisions.
