Editorial Disclosure

🖋️ Editorial Disclosure

Welcome to my blog. I believe in clarity, honesty, and value-driven content — especially when it comes to personal finance and long-term wealth building.

👤 Who I Am

I am an AMFI-registered Mutual Fund Distributor and an IRDAI-licensed Insurance Agent. I help individuals and families understand financial products, build investment discipline, and make informed decisions for their future goals.

🎯 Purpose of This Blog

This blog is created to educate and empower readers on topics like:

  • Mutual Funds & SIPs
  • Life & Health Insurance
  • Retirement & Goal-based Planning
  • Savings Discipline and Wealth Creation

The content is general in nature and meant for financial awareness only. It does not constitute personalized investment advice as defined by SEBI regulations.

✍️ How Content Is Created

To ensure consistency and authenticity:

I personally write or outline every blog post based on real-world conversations, experiences, and insights gained over more than a decade of working in personal finance.

While I am not a professional content writer, I communicate frequently with people about their financial goals, doubts, and challenges — and the ideas shared here reflect that ground-level connection.

I generally use AI tools to help organize or structure my thoughts more clearly. However, every article is reviewed, edited, and refined by me to reflect my professional understanding, regulatory obligations, and voice.

🔍 Transparency & Compliance

I may mention financial products that I am licensed to distribute. Any such references are purely educational or illustrative unless clearly stated otherwise.

I do not offer portfolio management, stock tips, or advisory services.

While I do help clients choose suitable mutual fund or insurance products based on their financial goals, I do not offer paid financial advisory or planning services as defined under SEBI regulations.

For fee-based, personalized financial advice, please consult a SEBI-registered professional.

📌 Accuracy & Updates

Financial regulations and product details evolve. While I strive to keep content accurate and updated, readers are encouraged to verify important information and consult qualified professionals before making financial decisions.

If you have any questions about how content is created or wish to connect, please Contact Me.

This is the official editorial disclosure for The SIP Sage, hosted on Blogger.

About the Author

Anindya Ray is an AMFI-registered Mutual Fund Distributor and an IRDAI-licensed Insurance Agent. With hands-on experience in helping people make informed financial decisions and spreading personal finance awareness, he is deeply committed to guiding Indian families through their financial journey with clarity, confidence, and purpose.

Driven by the belief that financial literacy is the foundation of financial freedom, Anindya works at the grassroots level to simplify complex topics like investing, insurance, and money habits for everyday individuals across all walks of life.

The SIP Sage is his personal initiative—a non-commercial financial awareness blog—dedicated to breaking down money matters into easy, relatable insights for the Indian middle class.

Note: No online services or products are offered or solicited through this platform. For offline, personalized financial guidance, Anindya may be contacted directly via WhatsApp or email.