Legal & Regulatory Compliance Statement

🛡️ Legal & Regulatory Compliance Statement

TheSipSage.com is a personal educational initiative by Anindya Ray, who is:

  • An AMFI-Registered Mutual Fund Distributor
  • An IRDAI-Licensed Life Insurance Agent

This platform is not affiliated with or endorsed by SEBI, AMFI, IRDAI, or any financial institution.

Regulatory Status

This website is not a registered entity under SEBI, AMFI, or IRDAI and does not conduct any regulated financial activities online.

Compliance Practices

All services offered under mutual fund distribution and insurance agency are conducted offline, with full adherence to the codes of conduct set by AMFI and IRDAI.

Mandatory disclosures such as ARN (AMFI Registration Number) and IRDAI Agency Code are shared privately upon client contact, as no transactions or advisory is conducted via this website.

No content published on this site should be interpreted as financial advice, solicitation, or a guarantee of returns.

Professional Boundaries

As a mutual fund distributor, I do not provide advisory services or financial planning unless registered as a SEBI-Registered Investment Adviser (which I am not).

I do not use restricted terms such as Advisor, Planner, Consultant, or Wealth Manager in any misleading context.

I strictly follow all communication norms and naming conventions outlined by AMFI and IRDAI.

Contact

For services or queries, please visit the Contact Page to get in touch via WhatsApp/email.

About the Author

Anindya Ray is an AMFI-registered Mutual Fund Distributor and an IRDAI-licensed Insurance Agent. With hands-on experience in helping people make informed financial decisions and spreading personal finance awareness, he is deeply committed to guiding Indian families through their financial journey with clarity, confidence, and purpose.

Driven by the belief that financial literacy is the foundation of financial freedom, Anindya works at the grassroots level to simplify complex topics like investing, insurance, and money habits for everyday individuals across all walks of life.

The SIP Sage is his personal initiative—a non-commercial financial awareness blog—dedicated to breaking down money matters into easy, relatable insights for the Indian middle class.

Note: No online services or products are offered or solicited through this platform. For offline, personalized financial guidance, Anindya may be contacted directly via WhatsApp or email.