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Showing posts with the label Child Plan

When to Revisit Insurance: Marriage, Kids, Loans & Age

People revisit restaurant menus more than their insurance coverage. But life changes. And when it does, your plan from 8 years ago may no longer be a plan at all. A Pattern I Keep Seeing 👀 Across Behala, Dunlop, and even parts of Serampore — I’ve met dozens of families who bought one policy in their 20s and never looked at it again . But then... Marriage happens A baby arrives A home loan enters the scene And someday, retirement quietly walks in And the same old ₹5 lakh cover now stands like a tired umbrella in a thunderstorm. Life Changed — Did Your Insurance? 🔁 Let’s walk through this — not like a checklist, but like a conversation. 🧑‍🤝‍🧑 After Marriage This is the point where “I” becomes “we.” You’re no longer planning just for yourself. If something happens to you, your partner inherits not just your dreams — but your liabilities too. What changes: You now need income replacement , not just tax saving ...